Tag Archives: car insurance quotes

Learn how to save more money on your car insurance premium

Posted by on May 27, 2010 Comments Off

Motorists can learn how to save more money on their car insurance premium with the introduction of these cost savings tips. You could save up to £200 with this very informative information that I’m sure you will find to be great help.

Before you go off searching for more car insurance quotes with different providers, read the information below and then try and put some of the points into action. This way you have a better chance of achieving some savings on your motor insurance renewal quote.

Use our car insurance comparison tool to select which suppliers you want to get a quote from. You can see who has the best online discount, no claims discount, features and monthly payment fee, plus lots of other benefits. If you are trying to beat your renewal quote then make sure the level of features and excess are exactly the same otherwise you will not get true comparison. But, if you have decided that you need additional cover options such as breakdown cover and a courtesy car then these will cost extra on your policy.

Select providers that give a good no claims discount for drivers that have built up a good no claims status. Some companies offer as much as 75% discount as a maximum discount to policyholders who have more than five years and up to a maximum of nine years. Building up your no claims demonstrates to the supplier that you a low risk policyholder and they reward you for being a safe driver. It is perhaps advantageous then for these motorists to protect their no claims bonus, by taking out cover that protects their status for up to 5 years and allows, up to two claims o be made without affecting their status. This only costs around an extra £10, so it is well worth having it.

Storing you motor in a locked garage will earn you a small discount of around 5%, so make sure you start parking your car in there form now on.

How to Compare Car Insurance Quotes Successfully

Posted by on May 3, 2010 Comments Off

The internet is an incredible source for gathering information of all sorts including obtaining multi car insurance quotes from a variety of companies. Instead of making phone calls or scheduling appointments, sit down on the computer for a few hours and put some dedication into research. While most vehicle owners think they knows everything about daily car insurance coverage, most of them do not, and it really is important to understand all of the basics and details involved.

When researching for car insurance estimates online, make sure that the limits and deductibles from the current or previous policy are the same as the one being looked up. Otherwise, results that are found will be quite skewed and could make it appear that a car insurance carrier is more expensive than other providers when in actuality it is much cheaper.

Adjust limits and deductibles to see what sort of changes appear in car insurance premiums. Surprisingly, going from the minimum amount of liability coverage to 100,000 dollars in protection will only increase by a few dollars per month. Furthermore, taking a 250 dollar deductible and turning that into one thousand dollars could literally save hundreds of dollars annually.

Make sure when getting these car insurance quotes that they are indeed quotes, not just quick estimates. Some major companies offer ballpark guesses that only require a few pieces of information whereas legit quotes take a few minutes to fill out and include personal information. The accuracy between the two is miles apart so do not make the mistake of choosing estimates over quotes.

Save an incredible amount of time by shopping on the internet. This is one of the biggest advantages that vehicle owners have nowadays. No longer do individuals have to rely on car insurance brokers or agents to get quotes from all sorts of companies in exchange for a fee.

Comparing car insurance quotes online is really quite simple and only takes an evening to do so. All the way from start to finish, this entire process should be very satisfying and will lead to incredible results. Overall, while performing personal research and actually doing the work individually takes time and effort, the potential in savings will pay for itself many, many times.

Motor Insurance – Why do women pay less than men?

Posted by on February 4, 2010 Comments Off

Why do women pay less than men for their car insurance quote? It’s simple, the insurance companies see the women as less risk of making a claim and having an accident.

It is a fact that men are more likely to have an accident than women, and in particular young men, they are more likely to have an accident than anyone else. Younger drivers that are aged under twenty five will pay very high premium cost for their insurance policy. Mainly, because they have not built up enough no claims bonus and they do not have enough experience of driving yet. Young men are more likely to have a speeding conviction which will also put the cost up. Young men are seen to buy sports cars and drive very fast on the roads, not abiding to the speed limits.

Lady drivers are safer on the road, they tend to drive a lot slower and do take there time, they are more prepared and have better time management than men, so they are not rushing around. Aviva car insurance quotes are competitive; see what kind of a deal they have!

So statistically women are less risk and that means that they will be less likely to make a claim, and so then insurance company is less likely to pay out any money for repairs to the vehicle or injured people. With this in mind, they can offer cheaper priced quotes than they can to a male driver. Ladies also are offered added features as standard on the policy such as courtesy car, handbag and money cover.

You can reduce the cost of your premium by paying a higher voluntary excess on the policy. You need to evaluate whether paying more in the event of a claim is better than a lower priced premium. Installing an approved alarm or immobilizer on your vehicle can also reduce the premium. Have one fitted if you do not have one and get lower car insurance quotes today.