Can You Really Get A Cheap Credit Report
December 9, 2009 – 8:48 pmAre you looking for a place to get a cheap credit report if not a free credit report? Then you’ve come to the right place. In this article I will be discussing three different places you can go to get a free credit report.
Annual Credit Report
The first place is annualcreditreport.com. At this site you can get all three credit reports for free. However you will have to sign in individually and pass security questions to access each report. Also if you want to see your credit score you will have to pay a fee of $7 per score. This doesn’t make it totally free but it’s still the cheapest place you can go to get all three.
Credit Karma
The second place you can go is creditkarma.com. This site has some great features to it. First off, you’ll get your free report and score. However you won’t get the three reports as with the last site. The thing I like about this site is that they have a score simulator that allows you to test different ideas on your credit.
For example if you’re hard up for money you wanted to see what would happen to your credit if you missed a payment or two, or got another credit card, you could do it. The options are endless.
Quizzle
Quizzle.com does the same as the last, they give you a free credit report and score, however this site is more geared to those who are looking to buy a home or get a loan and even gives you the rates on the top 10 best credit cards. It has a lot of the features that credit karma has but not as high quality.
Which Is Right For You
My suggestion here is to try all three out first and then make your decision from there. My personal favorite is credit karma, because of all the functions I can do with it.
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